Life Assurance & Protection Advice
Security against an unknown future is essential. It’s important to consider the risks and be prepared if things in life don’t go according to plan. Protection planning, which encompasses a wide range of products including life/critical illness cover and income protection, is often an overlooked area, although in many circumstances, it should be a high priority.
Range of Options
The type of protection needed will very much depend upon individual circumstances. We advise on a wide spectrum of different types of cover including policies that pay out a lump sum or income on either death or diagnosis of ill health.
Appropriate Security
No two people are the same and it is important to tailor protection solutions cost effectively and reconciled with personal stages in life. We will look at our clients' whole picture to ascertain whether and what type of protection is required.
Did you know?
Taking advice with arranging life assurance can have added financial benefits. Writing policies in trust can give beneficiaries access to funds more quickly and also avoid potential tax implications on the proceeds.